Cursor is still the AI-first editor most teams evaluate first. Pro at $20/mo is the working-developer plan: unlimited Tab, extended Agent limits, frontier models, MCP, and cloud agents. Hobby is a trial — limited agent requests and Tab, not a 2,000-completion quota. Heavy frontier-model users step up to Pro+ ($60/mo, 3×) or Ultra ($200/mo, 20×); Teams starts at $40/user/mo. If you already live in VS Code, the switch is small. The real cost is the usage pool: Agent work burns the included credits, then bills on-demand. Budget for that, or lean on Auto/Composer, rather than treating $20 as unlimited frontier tokens.
Cursor is an AI-native code editor (VS Code fork) with Tab completions, inline edits, repo-wide chat, Agent, Composer, cloud agents, and MCP. Hobby is free with limited agent usage; Pro is $20/mo with unlimited Tab and extended agent limits. Pro+ and Ultra raise those limits.