Brex

AI-powered financial operations platform with corporate cards, expense management, and bill pay for growing businesses.

4.1

Finance & AccountingFreemium

Editorial Review

Brex has evolved from a startup-focused corporate card issuer into a comprehensive financial operations platform. Its strength lies in unifying cards, expenses, bill pay, travel, and banking under one roof, reducing the patchwork of finance tools that growing companies typically juggle. The AI-powered features—particularly automated receipt matching, smart categorization, and the natural language assistant—genuinely reduce manual work for finance teams. The free Essentials tier is generous enough for small teams that primarily need corporate cards and basic expense tracking. However, the more valuable features like advanced policy controls, custom approval workflows, and ERP integrations are locked behind the Premium and Enterprise tiers, which can add up quickly on a per-user basis. Brex is best suited for venture-backed startups and mid-market tech companies already in its ecosystem. Established enterprises with deeply embedded ERP workflows may find the migration challenging, and very small businesses may not need this level of sophistication.

Pros

No personal guarantee required for corporate cards

Unified platform reduces need for multiple finance tools

Strong AI automation for receipts and categorization

Functional free tier for basic card and expense needs

Key Features

Virtual and physical corporate cards with custom spend limitsAI-powered receipt matching and expense categorizationAutomated approval workflows and policy enforcementBill pay with ACH, wire, check, and international transfersIntegrated corporate travel bookingReal-time budgets and financial dashboardsFDIC-insured business accounts with yield on idle cashNatural language AI assistant for financial queries

About Brex

Brex is an all-in-one financial platform that combines corporate cards, expense management, bill pay, travel booking, and business banking. Its AI assistant automates receipt matching, expense categorization, policy enforcement, and provides natural language queries over financial data.